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मार्केट पडले आहे, तर गुंतवणूक करावी का?

शेअर मार्केटमध्ये गुंतवणूक करणाऱ्यांसाठी एक सामान्य प्रश्न म्हणजे— मार्केट खाली आल्यावर गुंतवणूक करावी का? हा प्रश्न अतिशय महत्त्वाचा आहे, कारण चुकीच्या वेळी गुंतवणूक केल्यास तोटा होऊ शकतो, तर योग्य वेळी गुंतवणूक केल्यास मोठे फायदे मिळू शकतात. १. मार्केट का पडते? मार्केट पडण्यामागे अनेक कारणे असतात: जागतिक घडामोडी (युद्ध, महामारी, मोठ्या देशांच्या धोरणांमध्ये बदल) आर्थिक मंदी…

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personal finance

How to Manage your Personal Finance Better?

Managing personal finances effectively requires a combination of planning, discipline, and consistent effort. Here are some actionable steps to better manage your personal finances: Set Clear Financial Goals Short-term goals: Emergency fund, vacation, or paying off small debts. Long-term goals: Buying a home, saving for retirement, or children’s education. Use SMART criteria (Specific, Measurable, Achievable,…

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गुंतवणूक

गुंतवणूक करणं गरजेचं का आहे?

गुंतवणुकीशिवाय आर्थिक स्वातंत्र्य कसं मिळणार?   आजच्या काळात आर्थिक स्थैर्य मिळवण्यासाठी आणि भविष्य सुरक्षित करण्यासाठी गुंतवणूक हा एक महत्त्वाचा भाग ठरतो. महागाई वाढत असताना, फक्त बचत करून ठेवणं पुरेसं नाही. बचत केलेली रक्कम जसजशी वाढत नाही, तसतशी महागाईमुळे तिची किंमत कमी होऊ लागते. म्हणूनच, गुंतवणुकीतून मिळणारा व्याजदर हा महागाईपेक्षा अधिक असणे गरजेचे आहे, ज्यामुळे तुम्हाला…

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mutual fund

Which is the Best Mutual Fund to invest and why?

Choosing The "best" mutual fund depends on your financial goals, risk tolerance, investment horizon, and preferences. Here are some factors and examples to help you decide: 1. For Long-Term Wealth Creation (5+ years): Equity Mutual Funds: Ideal for high growth potential. Example: Large-Cap Funds like SBI Bluechip Fund or Axis Bluechip Fund. Why? Invest in stable…

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retairment plan

SIP Secure for Your Retirement

Secure Your Retirement with SIP – Powered by Money Academy, Pune’s Leading Mutual Fund Distributor Retirement is a phase of life that brings freedom but requires financial preparedness. Many people want to enjoy their post-work years without financial stress, and a Systematic Investment Plan (SIP) can be an effective way to build a retirement corpus…

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Health insurances

Best Health Insurances Plans in India | Money Academy

Accidental insurance provides financial protection in case of injuries, disabilities, or death caused by unforeseen accidents. It covers medical expenses, hospitalization, and sometimes loss of income due to temporary or permanent disability. This type of insurance is especially useful for individuals with physically demanding jobs or high-risk occupations, as it offers peace of mind against…

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insurances

General Insurance: Why It’s a Crucial Financial Safety Net

What Is General Insurance? Understanding General Insurance: Why It’s a Crucial Financial Safety Net In today’s uncertain world, safeguarding yourself, your family, and your assets from unexpected risks is essential. General insurance is one such financial product designed to offer protection against unforeseen events such as accidents, natural disasters, theft, or medical emergencies. Whether it’s…

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